Despite the legal requirement to have automobile insurance before driving on the roadway, an estimated 13% of motorists drove uninsured in 2013. This percentage has continued to rise since 2010. In the state of Georgia, roughly 12% of motorists fail to obtain proper insurance before hitting the road. This leads to hundreds of uninsured motorist claims by victims injured in reckless accidents.
In the event of an accident, drivers without insurance are expected to pay for damages and medical bills out-of-pocket. Since most households aren’t prepared to spend thousands of dollars without notice, this can lead to litigation between parties. Depending on injuries sustained during the accident, it could also lead to a personal injury lawsuit – in which the victim will seek compensation for medical expenses and other damage.
If you or a loved one has been injured in an automobile accident caused by an uninsured or reckless driver, you may be entitled to compensation. Contact our experienced team of personal injury lawyer at Schnipper Law by calling 404-983-6051.
In the state of Georgia, when you’ve been injured by an uninsured motorist, you have the right to file an uninsured motorist claim. This claim will protect you, the victim, from paying expenses legally designated to the man or woman who caused the accident. If you have uninsured motorist coverage, your insurance company will cover damages not covered by your regular insurance – assuming the offending motorist is completely uninsured.
Accepting a settlement from your insurance company does not bar you from filing a personal injury lawsuit against the person responsible for your pain and suffering.
To guarantee your rights, get in touch with a personal injury attorney for assistance and representation. Your attorney will file necessary documentation, gather information, and speak to potential witnesses. Without an experienced lawyer, you may not receive the full compensation you deserve.
There are many possible injuries associated with automobile accidents. Some common injuries include:
- Traumatic Brain Injury – These injuries range from mild to severe in nature. They should be taken seriously, no matter what symptoms arise. Concussions and contusions, the most common brain injuries, may present themselves through disorientation, loss of consciousness, exhaustion, emotional distress, or slurred speech.
- Spinal Cord Injury – There are few things more serious than a spinal cord injury, which may result in lifelong care and hundreds of thousands of dollars in medical expenses. Victims may be paralyzed below the waist or below the injury site, depending on the placement of the injury and the severity of the accident.
- Internal Damage – Collapsed lungs, organ damage, and severe bleeding are all examples of internal damage that may occur during or after an automobile accident.
- Whiplash – This takes place when your head or neck moves suddenly, causing muscle or ligament damage. Whiplash can range from minor to severe in nature but is nearly always uncomfortable for the victim.
Steps to Take Following an Accident
If you’ve been injured in an automobile accident, there are several things you need to do:
- Step 1: First and foremost, remove yourself from any danger. If your vehicle is stuck in the roadway, extricate yourself and move to the shoulder. If you feel pressure in your head or neck, remain still and instruct the nearest person to call 911.
- Step 2: Assuming you are able to extricate yourself, get in touch with first responders, including police officers. While you wait for help to arrive, assist other victims as needed.
- Step 3: When the police officers respond, write down their names and badge numbers. Request a written report. You’ll need a copy of this report, should you choose to file a personal injury lawsuit.
- Step 4: Request contact information from the other driver. If the driver doesn’t have insurance, remain calm. At this time, you’ll want to gather contact information from passengers and witnesses.
- Step 5: Allow your injuries to be treated. Focus on your recovery and health before anything else. Once you feel well enough, contact an experienced attorney for assistance in filing an uninsured motorist claim. In this claim, you’ll demand compensation for your injuries and any damage your vehicle sustained.
Contact an Experienced Atlanta Injury Lawyer for Representation
No one deserves to suffer from poor decisions made by irresponsible people. Uninsured motorists that cause dangerous accidents should be held accountable in a court of law.
In the state of Georgia, you have two years to file a personal injury lawsuit. Once this deadline passes, you can never receive compensation for your injuries.
If you or a loved one has been injured or killed in an accident caused by an uninsured driver, contact our experienced team of personal injury lawyer at Schnipper Law by calling 404-983-6051 for assistance in filing an uninsured motorist claim. We are dedicated to fighting for the compensation and justice you deserve.